St. Louis SR22
Filed under: Cheap ST Louis auto insurance, SR22 St Louis MO
Q: If I have to get a St. Louis SR22, is there any difference if it’s my first time or my second?
A: I think if I were on my second time of filing St. Louis SR22, I would just give up and buy myself a bicycle. BUT, if you want to put yourself through that, I’ll answer your question–yeah, there is a difference. And I hope you have some money in your piggy bank, because it’s kind of an expensive difference.
In St. Loo-ey, if you get your license suspended one time, you have to file a St. Louis SR22, just like anywhere else. But, along with only two other states, Missouri has a slightly different form for repeat offenders. It’s called the SR22A, and it’s one of the main reasons why after you finish filing your first round of St. Louis SR22 forms, you shouldn’t celebrate by tearing your car insurance card up and celebrating by racing uninsured in a mountain range or something.
The difference between the SR22 and the SR22A, is that with the SR22A you have to pay your WHOLE premium at the beginning of the six month premium period. In a lot of cases, you’re looking at a couple thousand dollars all at once there-but, hey! You’ll save around fifty bucks in installment fees. That’s the Missouri DMV–putting their hands in looking out for your wallet.