Reader’s Question:

I was wondering when you file an SR22, how much will that affect my insurance policy in St. Louis?

Parker

St. Louis, MO

Depending on your current insurance policy in St. Louis, an sr22 insurance may have a minimal cost or a major cost. If you are currently insured through an insurance carrier that will not file a sr22, you will need to buy another insurance policy. In addition to that, you must have “property damage liability” and “bodily injury liability” coverages with limits that are acceptable to the state that is mandating the sr22. If you do not have these coverages (or the proper liability amount) will have to adjust your insurance policy accordingly. Now, a sr22 includes a filing fee that only ranges from $15 to $25. If you currently insured through an insurance provider in St. Louis MO that will file an sr22 and you have those 2 coverages with the limits that are acceptable to your state, then you will only need to add the sr22 insurance and its minimal filing fee.