Q: So, I have to file an SR22, but I think you need to own a car to get insurance, or is there ST. Louis MO non owner insurance?

A: Yeah, normally if you don’t own a car, but you drive other people’s cars, you can just kind of slide along and mooch off of their insurance, but once you start having to file an SR22, you need to do more than drive an insured car. YOU have to be insured, in YOUR name. So, unless you want to buy a car (why not? you’ll probably have to take out a second mortgage just to afford SR22 insurance anyway), you can get ST. Louis MO non owner insurance.

If you drive rented cars a lot, for business or whatever, they give you the option to purchase insurance for while you’re driving that car. Now, ST. Louis MO non owner insurance isn’t a walk in the monetary park, but those insurance waivers from the car rental place DO add up, so if you’re trying to save money, non owner insurance is cheaper as well.

Even though you can only get required coverages (i.e. liability) with ST. Louis MO non owner insurance, whenever you’re driving a car which already has insurance, you don’t even use your coverage unless all of the money covering that car runs out, so if your car has personal injury protection, you’re covered even if your own insurance policy doesn’t.