Q: How can I get the best quote for an SR22 in St. Louis MO?

A: Like this!

No, just kidding. You don’t have to be Vin Diesel to get a cheap SR22 in St. Louis MO, although I guess if you were, price wouldn’t really matter.

I’ll tell you what I do. When I need to get a quote for SR22 in St. Louis MO, go online, pick an instant quote site at random, and then go back and forth filling out one of those forms (they only take about 15 minutes, but they’re so boring I can never do it all at once). You can get, like, 10 quotes or so from one of those sites. So I copy + paste those into wordpad and then go and check out places like Standard and Poor’s, to make sure none of them are broke and selling car insurance policies out of the back of a 1988 station wagon, and also J.D. Power’s, so I can see where they stand on pricing, customer service, blah blah blah.

Of course, those are only parts of the equation-the facts, if you will. Next thing I do is harrass everyone I know about the car insurance company they have until they give me an opinion. You should really pester your mechanic about this–they’re always working with insurance companies, so they have a good outsider/insider look at the biz.

And you gotta do it all, too. If you look for car insurance lazily, then you’re going to end up paying your premium from the bench your sleeping on in the park. Okay, maybe I’m exaggerating, but apparently the average policy holder pays $400 more than they could if they actually put some time into searching for quotes for SR22 in St. Louis MO–sorry, but that’s way too much for me.